Investment


Making an investment is not something to be taken lightly. Many people take the time to organize their investment plan well. In many cases, it is necessary to take into account what are the risks, the possible errors and also what are the advantages and benefits that can result from this business.

We know that it can be a bit difficult to make all of these predictions. That is why in this section we are going to expose all those aspects and characteristics of a successful investment, so that our users can have access to valuable information to move forward with their projects.

Profitable investments

All the people who are interested in investing in some good or business, worry that their investments are totally profitable. In this case, it is necessary to meet an ideal profile to be the perfect candidate as an investor . In this profile, some requirements must be met, such as having a specialized profession, preferably as an accountant or economist, proper money management and some knowledge to understand the investment cycles and process .

But any particular person can have the opportunity to make a profitable investment, for that there are very conventional methods that can benefit them, in addition, if these people choose to complement their preparation with some of the articles described here, they can be safer and ready to proceed. with your goal.

Investment variables

Before proceeding with any significant movement of capital, it is necessary to understand what are the variables and characteristics that can occur in the investment of individuals. They can be governed according to the amount of capital, they are conditioned as follows:

  • Profitability : The investment can have an expected return, which can be positive or negative.
  • Risks : Risk usually causes a lot of uncertainty, since it is not something that can be measured. However, some estimates can be made based on ability to pay.
  • Period : It is the time during which the investment will be maintained, and it can be short, medium or long term.

Our goals for successful investment

On the other hand, we have a series of objectives that will help our users to have a more secure and profitable investment over time . We specialize in loans between individuals and private equity investment, we have extensive experience in the sector and we offer the best advice to achieve the right investments, regardless of whether they are financial or real estate. The objectives are divided into the following:

1) Achieve specialization : Although this is an objective that we have achieved for some time, we always focus on updating all the knowledge and information that we can collect, so that our users are aware of all those legalities and taxation that are essential to carry out a suitable investment project.

In this way, we also believe that it is necessary to understand this area in depth to have the best solutions for each case at hand. Likewise, we can also segment them correctly according to the different variables of the investment, this is what has given us the title of experts in the market.

2) Achieve correct money management : Another of our main objectives is to ensure that our users can have a correct management of their money. In this section we will offer several systems so that the individual can have capital control when making their financial investments.

Some of these methods include tutorials in which we guarantee complete support of investors, to suggest what may be their best investment options and the possible risks that may exist. In this way, we can guarantee that the administration of that money will not be reflected in losses.

3) Inform each of the investment cycles. Finally, it seems imperative that each individual can properly control their money with specialized reports in each of the investment stages and cycles. With these reports the investor will have at hand a history of all the movements and operations of the investment .

Also, these documents can offer the person a broader vision of what their investments can look like in the future. That is, what are those promising results and is it worth continuing to invest.

Investment classification

In this section we also gave ourselves the freedom to make some articles that may be useful for users, depending on the type of investment they wish to carry out, the most general are the following:

  • Short-term investments : This type of transaction is carried out temporarily, its purpose is to generate some excess income in less than a year.
  • Long-term investments : The objective of this investment is to ensure that the additional income occurs momentarily, over a year or more.

Investment in loans

This is another of the methods in which we specialize, as it is currently one of the most profitable ways to invest. Previously, loans were an exclusive investment for banks, as well as for other organizations that define themselves as lenders. However, thanks to financial technological advances, other methods such as P2P networks have been developed , where natural persons are able to lend their money through different alternatives, some of them are well known, such as crowdfunding and crowdlending. .

In this section you will also find a lot of information about these most effective business methods to invest in loans , but above all, what is the correct procedure for it. In our platform it is important to calculate the return on the investment made in loans, especially when they have a fixed term, it is also necessary to recognize what the specific interests are, it is essential that the user can find all the necessary conditions for the loans in our platform, so you can know all those possibilities and future earnings with different methods.

We also offer advice and support, so the loans from individuals that our users will carry out may be adequate and very convenient, for this we use three formulas:

  • Capital and interest : This formula concentrates the return of certain amounts of money in small parts over a 5 to 7 year term. Interest and capital are usually received in monthly installments and financing can reach up to 25,000 euros.
  • Interest in installments : In this option we have that the investor may receive the interest in monthly installments, while the capital will be liquidated at the end of the loan contract.
  • Single annual payment : In this case the settlement is made in full in a single annual installment, this will be made at the end of the contract.

Security in P2P investments

In our platform we also make sure that the investments of our users are totally safe and guaranteed. To do this, we rely on a real guarantee where the value of the investments will be protected, this can be carried out through mortgage laws through the contribution of an appraisal. For this we rely on the approved appraisals of the Bank of Spain to offer a real value to the guarantee, necessary in cases that need to carry out a foreclosure.

Our idea is to minimize risks through a home equity guarantee. The immersion process is guaranteed according to a maximum 30% of its appraised value. Some of the guarantees we offer on our platform are: Family homes, chalets, houses, premises, buildings, among others.

Likewise, each of the loan investments are guaranteed before a notary public. This legalizes the business and the situation of both parties. In this process we can support our users with the help of a manager. He will carry out all these formalities. In addition, the notarial expenses, taxes and registrations will be provided at the time of continuing with the investment.

Without further ado, we hope that the information presented here can be of help to all our users who wish to start a new investment business , so they will have the confidence to proceed without fear.


Suretrader: Review and opinions

Suretrader: Review and opinions

When you are looking in the stock market, a reliable, efficient platform with the most advantageous rates for online trading, turn only to the professionals of Suretrader. Thanks to its software, SureTrader ... Continue reading "Suretrader: Review and opinions"


Cryptohopper: Review and Opinions

Cryptohopper: Review and Opinions

For those of us who are always looking for new alternatives to trade on the Internet and have access to increasingly intelligent financial solutions, we know that cryptocurrency trading robots are ... Continue reading "Cryptohopper: Review and opinions"


Etoro: Review and opinions

You have surely heard of eToro, one of the brokers with the most investors in the world. And it is no coincidence that this is the case, since investing in the platform is very ... Continue reading "Etoro: Review and opinions"


Used cars do not have VAT

Used cars do not have VAT

Let us remember a little the history of the taxes that are paid in our country. The latest VAT increase raised the general rate from 18% to 21% and the reduced rate… Continue reading "Used cars do not have VAT"


How to invest less than 500 euros and Earn Money!

How to invest less than 500 euros and Earn Money!

IF Ingvar Kamprad, the founder of Ikea, created an empire with a little money that his parents lent him, imagine what you could do by investing less than 500… Continue reading “How to invest less than 500 euros and Make Money!”


How the new Government Reform affects the Pension Plans

After the last banking crisis in 2008, starring Subprime Mortgages, Lehman Brothers and other junk assets, confidence in our public pension system is decreasing… Continue reading “How the new Government Reform affects Pension Plans”


investment with high profitability in loans between individuals with mortgage guarantee

Safe investments

The main objective for an investment project is not to make mistakes, this objective activates our fears and leads us to the search for security. The product of uniting, ... Continue reading "Safe investments"


Taxation and Investments

Taxation and investments

Are you starting your own business and don't know exactly what taxes you must pay to the treasury? You should know that this procedure is a citizen duty and its breach ... Continue reading "Taxation and investments"


How to invest in real estate Crowdlending in Spain

Crowdlending as an investment system is in fashion. Many start-up platforms go on the market offering financing and investment services, in what is called the new ... Continue reading "How to invest in real estate Crowdlending in Spain"


How to lend money WITH GUARANTEE

How to lend money WITH GUARANTEE [Guide Act. 2019]

One of the first rules of financial education that we should learn would be to know how to loan money with security. There are different ways to lend money, learn how to adapt to each… Continue reading “How to lend money WITH GUARANTEE [2019 Act Guide]”


Smart and profitable investments with real guarantee

This is our traveling with private chester, with the permission of its creator Risto Mejide, we take the word of one of our first investors who trusted back in 2012 ... Continue reading "Smart and profitable investments with real guarantee"


Invest profitably in loans

Although many of our users know our working method, they always ask us for more information on how to invest profitably in loans between individuals. Many of our users though ... Continue reading "Invest profitably in loans"


A hot potato, a brick and a chester sofa

hot potato, a brick and a chester sofa? This title that looks like a chapter that is coming is a clear example of the current trend that is ... Continue reading "A hot potato, a brick and a chester sofa"


Where to invest in 2013?

With this post, at SEattle Meditation we want to give you some recommendation to invest your money during this year. 2013 has started with the same economic uncertainties and, even more so, political ones. The shadow of the rescue circulates over our ... Continue reading "Where to invest in 2013?"


The crash of 29 and the Wall Street crash | Other previous crises

History is there to teach us lessons from the mistakes made, and the Wall Street stock market crash of 29 is one that we should always keep in mind. … Continue reading “The crash of 29 and the Wall Street stock market crash | Other previous crises "


Concepts of economics: What are short positions? Video

Yesterday we shared with you the prohibition of the CNMV to open short positions and how they had stopped the fall of the IBEX, we found it interesting to clarify what are the… Continue reading “Concepts of economy: What are short positions? Video"


Concepts of economics: What are preferred and why do banks exchange them?

One of the news today was that Bankinter will exchange preferred shares of its customers for a total of 168.16 million euros, for which it has agreed a… Continue reading “Concepts of economy: What are preferred shares and why do they exchange them the banks"


How to use loans between individuals as an Economic Activity or Investment

If you are thinking of making loans between individuals, you must determine how you are going to carry them out as an economic activity or as simple investments. Economic activity is any process through which… Continue reading "How to use loans between individuals as an Economic Activity or Investment"


Get a high profitability with your investment

Today, when saving costs us a great effort, we all want to obtain the best return for our money and we all know that the profitability they offer us ... Continue reading "Get a high return with your investment"


Concepts of economics What is the risk premium? Video by @jmokean

We have been hearing news about the risk premium for a few days, in fact yesterday we read that the risk premium had closed at 539 basis points, its all-time high. … Continue reading “Concepts of economics What is the risk premium? Video of @jmokean "


Hopeful news for the Ibex: Aiming for a rebound on the eve of the growth summit

The Spanish stock market could expand its cushion above the level of 6,500 points that it has managed to save in recent days. The futures of the main European markets point to… Continue reading "Hopeful news for the Ibex: Aiming for a rebound on the eve of the growth summit"


Deposits: compare and get at least 3%

These are not easy times for Spanish savers who want to put their money in a safe place. National banks go through what may be the most delicate moment of ... Continue reading "Deposits: compare and get at least 3%"