IF Ingvar Kamprad, the founder of Ikea, created an empire with a little money lent him by his parents, can you imagine what you could do by investing less than 500 euros ?
Today there are many offers to invest this amount. In this article you will find four offers that may be of interest to you.
- 1 Invest less than 500 euros safely
- 2 Investing in real estate crowdfunding
- 3 Invest in cryptocurrencies
- 4 Investing in online stock market
Invest less than 500 euros safely
A basic amount to invest such as 500 euros forces us to look for investment products that have few commissions and minimal management costs.
Within the investment there are 2 profiles: the conservative investor and the aggressive one.
The conservative investor will put his € 500 in long-term investments with a low but fixed return.
The aggressive will look for volatile products that can generate a high return but with more risk. Your goal is to get the maximum profit from those € 500.
To invest an amount less than € 500 safely, it is highly recommended to look for investments without expenses. You have to look for products that are not engraved with many costs and commissions.
Proposals to invest safely are limited to three:
- The Stock Market can be the best way to increase our investment. You can choose dynamic values that will appreciate quickly. Recommended products can be equities, warrants and exchange-traded funds.
- Fixed income products allow you to invest as best performance and free of expenses. Recommended products can be offers to new clients and bank promotions linked to financial assets.
- Long-term investment , which aims to generate a savings bag. The performance is usually much lower but it is quite safe.
These are the most common investment models, but I'm going to give you more information to invest your € 500.
Investing in real estate crowdfunding
We are going to start by investing our small capital of 500 euros in real estate Crowdfunding. Real Estate Crowdfunding is a branch of crowdfunding participatory financing.
As a knowledge base, Crowdfunding is an economic contribution of a series of people to a project, receiving a remuneration in kind for the final product.
Real estate crowdfunding is based on the idea that several people participate in a real estate project receiving a percentage of return on the borrowed capital.
Imagine an example:
There is a project to rehabilitate a building in a city with the aim of selling all the houses when the project is finished.
A real estate crowdfunding company captures the investment of the project and will distribute the benefits to the participants.
Anyone can start investing from just € 50 and become an investor in a real estate project.
Thanks to the appearance of participatory financing companies, one of the “safest” products when investing is real estate crowdfunding .
The profitability they offer is usually very variable, with projects with 3.25% and others with 9.75% profitability. Each real estate project is a world.
Real estate crowdfunding is a recently created concept and as such requires a period of maturity and knowledge.
Real Estate Crowdfunding Companies
- Bricks & People
Invest in cryptocurrencies
Surely last Christmas you have heard your brother-in-law talk about the virtues of Bitcoin , and a few more news about this Cryptocurrency.
If you had decided to invest only 5 euros in 2010 equivalent to 2,000 Bitcoins, today you would have the astronomical figure of 4.4 million euros .
How has your body been?
Surely your brain is calculating right now the amount of money you would have earned by investing less than 500 euros. You would have a fantastic pension plan today .
But today things have changed a lot.
The world of Cryptocurrencies has received a large amount of money from investors with the aim of investing and getting the ball of their life.
Cryptocurrencies and especially bitcoin, has received large amounts of money causing very volatile values in the market, suffering this great speculation.
This speculation makes investing in Cryptocurrencies an option in which we must be very attentive to market variations.
We can invest the capital in the long term (buy and hold) or play the trading of buy when it goes down and sell when it goes up.
Popular Cryptocurrencies to Invest in
There are many cryptocurrencies where you can invest less than 500 euros, but the most popular are the following:
- Bitcoin cash
Companies where to invest in cryptocurrencies
There are many companies that currently allow you to buy bitcoins or invest in another type of cryptocurrency, I am going to highlight 2 that are the ones I know for using them.
Investing in online stock market
Here comes the investment model par excellence the online stock market.
To invest less than 500 euros in the stock market, nowadays it is no longer necessary to be a private bank customer or go to your bank manager to buy shares.
You can buy shares of the IBEX 35, Dow Jones, Oil, Foreign Exchange, Gold, whatever you want at the touch of your finger on your smartphone.
The platforms that allow trading on the stock market today are very powerful. They all have online training and offer you the best stocks on the market.
Some of these platforms offer Social Trading that provides the experience of the best investors on the platform.
With Social Trading we will have advice on the market and consult the investment portfolio of the best.
Companies to Invest in Online Stock Market
- Plus 500
- IO Options
Click here if you need more information about investments
This article has collected information from the following media:
More investment guides
- Suretrader: Review and opinions
- Cryptohopper: Review and Opinions
- Etoro: Review and opinions
- Used cars do not have VAT
- How the new Government Reform affects the Pension Plans
- Safe investments
- Taxation and investments
- How to invest in real estate Crowdlending in Spain
- How to lend money WITH GUARANTEE [Guide Act. 2019]
- Smart and profitable investments with real guarantee